Privacy Policy

Introduction

We value your trust and are committed to protecting the privacy of your personal information. This Privacy Policy explains how we collect, use, and share your information, the reasons for requesting specific details, and your rights to limit information sharing with non-affiliated third parties. Please review this policy carefully.

Collection of Information

When purchasing or leasing a motor vehicle, we collect certain nonpublic personal information to facilitate the process. For example, if you apply for credit, we gather necessary details to evaluate your creditworthiness. This may include information you provide directly, as well as data from credit reporting agencies. We may also obtain information from third parties such as employers, personal references, and insurance providers. Additionally, some information is required by state or federal agencies, such as the Department of Motor Vehicles (DMV) or the Internal Revenue Service (IRS). Even if you choose to pay for your vehicle in cash, we may still need essential information, such as your driver's license or Social Security number, to comply with legal requirements.

Protecting Your Information

We employ industry-standard practices and procedures to protect your nonpublic personal information. Our physical and electronic safeguards meet or exceed state and federal requirements. Access to your information is strictly limited to employees and external contractors who need it to deliver products or services to you. All employees and agents are prohibited from disclosing your information in violation of this Privacy Policy or applicable laws.

Information Sharing

We share your information only as necessary and in compliance with applicable laws. Unless you expressly authorize us to share your nonpublic personal information with non-affiliated third parties (by checking the box below), we may share information under the following circumstances:

• Routine Business Operations: To process transactions, maintain accounts, comply with legal requirements (e.g., court orders or investigations), or report to credit bureaus.
• Transaction Processing: To facilitate a sale or lease transaction at your request or authorization, such as sharing information with financial institutions involved in contract assignments or verifying insurance coverage.
• Service Providers: With third-party service providers who assist in delivering products and services, subject to contractual agreements that prohibit them from using or disclosing your information for unauthorized purposes.
• Affiliated Companies: With affiliated entities that control, are controlled by, or are under common control with our company.

Consent to Obtain Consumer Credit Report

[Your initials]
By initialing here, you agree to allow us to obtain your Consumer Credit Report at no cost to you. This report will help us determine the types and extent of financing available to you for purchasing or leasing a vehicle.